Term Share Certificates

Save for a rainy day with a Term Share Certificate Account from Summit FCU. You’ll earn higher dividends than with a regular savings account, and your rate will be locked in for the term of the Certificate.

  • Choose flexible terms ranging from 3 to 60 months
  • Fixed rate & fixed Term Share Certificate of deposit that provides a higher return than a regular share account.
  • Minimum $2,500 deposit with terms as short as 3 months.
  • Minimum $500 deposit with terms of 12 months or more. Term Share Certificates are available for up to 60 months.
  • All Term Share Certificates earn daily dividends, which are paid and compounded monthly.

Penalty will be imposed for early withdrawal. For time deposits with maturities of less than one year, the APY assumes that funds will remain on deposit for a full year. Fees or withdrawals could reduce earnings on accounts. APYs are accurate as of the last dividend declaration period 7/23/2024. Disclosures are available upon request. Contact SFCU staff for more information about applicable fees and terms. Federally insured by NCUA.