Why Switch To SFCU?

Because with us, it's all about you. 

From everyday banking services like checking and savings accounts to home and auto loans, credit cards, financial planning and insurance, Summit FCU is committed to exceeding your expectations. SFCU has everything you'd expect from a bank and everything you didn't know you wanted from a credit union.


Great Member Benefits

When you become a member of Summit FCU, you have access to world-class benefits – low loan rates, exceptional service, and the products and services you deserve.

  • A commitment to people over profit
  • Access to thousands of surcharge-free ATMs
  • Convenient, 24/7 access to your accounts through Text Banking, Online Banking, Call-24 and Mobile App
  • Save time and money with online Bill Pay
  • Discount entertainment tickets
  • Deposits that are federally insured up to $250,000 by the NCUA
  • Notary Public services available
  • Free budget software, BudgetSmart
  • Free FoolProof financial literacy modules for parents, teachers and young adults

Rates   Membership

Great Products

From your first checking account to an IRA, and everything in between, we've got you covered.

Save   Spend

Special Offers & Discounts

As a member, you have access to member-exclusive offers and discounts that save you money on things like auto insurance, entertainment tickets and credit monitoring.

News   Rewards

Convenient Money Management

With more ways to bank, you get access to your money the way you want, when you want it. So whether it's online, on your mobile device, in person, or at an ATM, we've got what you need.

Mobile App   Web-24

  1. Become a Member

    To switch your accounts, you'll first need to apply to become a member. Once you've joined, you'll have access to an array of products and services to help build your financial future. If you've already joined, just start with the "Switch Your Checking" section below.

  2. Switch Your Checking

    You can switch your account online or visit a branch and let us take care of it for you. Your checking account comes with a free Mastercard Debit Card - the combination debit and ATM card that's accepted worldwide at millions of locations.

  3. Sign Up For Direct Deposit

    With Direct Deposit, you'll save time and eliminate the hassle of making deposits. Plus, it ensures seamless deposits while you're deployed or traveling.

  4. Set Up Bill Pay and Payments

    With Bill Pay, you can schedule one-time or automatic recurring payments for rent, cable, utilities, and more. To get started all you need is your checking account and Account Access.

  5. Close Your Old Checking Account

    Stop using your old checking account, but keep it open until your direct deposit and automatic payments have been switched and all your checks have been cleared

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