New Debit Card. Embedded Chip. Extra Security.
In the next few weeks, SFCU will be mailing new MasterCard® Debit Cards to all current debit card users. This new card will replace your existing Visa® and will be embedded with EMV Chip Technology.
Your accounts at Summit Federal have not changed, only your debit card has changed. This new card will replace your existing Visa Debit Card, but your PIN has stayed the same. However, this new card will contain a different card number. If you have any recurring payments tied to your current Visa, please change those as soon as your receive your MasterCard Debit Card.
Activate your new card immediately using the nearest ATM. To activate, insert card, enter existing PIN, and either do a balance inquiry or withdraw cash.
Easy to use
Use your personal chip card to make transactions at the same places you do today. For merchants who have chip-enabled terminals, insert your card and approve your purchase. Otherwise, swipe your card as you normally would.
Added layer of security
A transaction using a chip card in a chip-enabled terminal requires the chip to produce a single-use code to validate the transaction - further protecting cards from unauthorized use and reproduction.
For additional security when using your new debit card online, register for MasterCard SecureCode. If you make a purchase in a shop, you enter a PIN number or sign a receipt to validate the transaction. MasterCard SecureCode mimics this process over the Internet by providing a digital receipt that you sign off with your own personal SecureCode. Register here.
Wider acceptance
As chip-enabled terminals quickly arrive at stores throughout the U.S., you'll be ready to use your card when you see the new terminals. You’ll also enjoy greater acceptance when traveling, because chip cards are common in over 130 countries around the world, including Canada, Mexico and the United Kingdom. Please notify us if you are traveling. As a safety precaution, your new chip card will not work outside of the U.S if we are not notified.