Did you use credit cards for your recent holiday expenses?  Do you have balances on high-interest rate credit cards that you are struggling to pay down?  Are you wanting to plan a future event like a summer vacation.  These are all scenarios that a Summit FCU Signature loan can really help you achieve your goal for less.  Our Signature loans are discounted* in February which means the interest rate could be half of the interest rate of credit cards you currently have.

If you are trying to lock in special pricing on an upcoming summer vacation but don’t want to pay high interest by charging, the Signature loan can be a great option and can help stretch out the payments.  The Signature loan can also be a less expensive way to have some spending money for a trip, pay for a graduation celebration or wedding as well.

*Loan Payment example: Signature Loan: $2000 for 24 months at 8.99% Annual Percentage Rate= $91.70/month payment with a total finance charge of $200.80. Other loan terms available. 45 days until first payment is due. $500 minimum loan amount. All loans subject to normal credit approval terms and risk analysis. Some exclusions apply. All rates subject to change without notice. Application must be received between February 1, 2026 and February 28, 2026. Not available for refinancing of current SFCU loans. New SFCU loans only. Rates apply to new money only. Contact SFCU staff for more information about applicable fees and terms.