SFCU Share Secured Loans

Share Secured Loans

Borrow up to 90% of your available balance in either your regular Credit Union savings or certificate account. Approval is virtually automatic. It's easier to pay back a loan than it is to pay back yourself. The money becomes available in your savings as you pay down the balance on the loan. Use this loan to help establish or re-establish your credit or just because you don't want to withdraw money from your savings.

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	Identity Theft is a serious crime - Learn how to protect yourself
	We have included several links that you can use to learn how to prevent, detect and defend against ID theft. Learn the steps that you can take, and what to do in the event that you become a victim of the crime.

Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act

Excess Share Insurance - Private insurance for member savings in excess of $250,000 to $500,000

Federally insured by NCUA

NOTICE OF EXPIRATION OF THE TEMPORARY FULL NCUA INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account will no longer receive unlimited deposit insurance coverage by the National Credit Union Association (NCUA). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by NCUA up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.