Loyalty Rewards

Good things come to those who participate!

What's Loyalty Rewards? It's a FREE program that rewards you just for using SFCU products and services. No need to sign up for Loyalty Rewards - you're automatically enrolled in the program once you meet the requirements each month! The Loyalty Rewards program has four levels; Classic, Silver, Gold, and Platinum. Eligibility for the reward levels are based on your account balance in addition to the number of requirements you meet. As your relationship with Summit FCU grows, so do your rewards!

Requirements Needed in Combination with Your Account Balance

  • 10 Checking Account transactions per month
  • 10 Pin-less Debits per month
  • Direct Deposit by ACH or Payroll Deduction
  • WEB-24 with eStatement
  • Monthly Automatic Transfer Payment from an SFCU Account to an SFCU Loan 
  • Five Consecutive Years of Membership

 

Rewards

Total Savings/Loan Balance

Classic

$50

Silver

$5,000

Gold

$25,000

Platinum

$50,000

Number of requirements needed from the list above

2

3

4

5

Secure-24 Checking Monthly Service Fee $3.95/mo $2.95/mo $1.95/mo $1.00/mo
Loan Rate Discounts None 0.25% APR 0.50% APR 0.75% APR
No Minimum Balance Required on Checking ​  ​  ​  ​ 
Unlimited Checking Transactions ​  ​  ​  ​ 
Checking Overdraft Protection from Savings ​  ​  Fee-Free Fee-Free
CALL-24 (24/7 touch-tone teller) ​  ​  ​  ​ 
WEB-24 (online access) ​  ​  ​  ​ 
Online Bill Pay ​  ​  ​  ​ 
Free Online Check Images ​  ​  ​  ​ 
Online Statements ​  ​  ​  ​ 
Accel Financial Services ​  ​  ​  ​ 
Free Counter Checks   ​  ​  ​ 
No Wire-In Fee   ​  ​  ​ 
Free Check Copies   ​  ​  ​ 
Fee-Free Certified Checks   ​  ​  ​ 
Fee-Free Cashier’s Checks
(Payable to Members Only)
    ​  ​ 
Fee-Free Statement Printouts     ​  ​ 
Fee-Free Debit Card Replacement     ​  ​ 
Fee-Free ATM Transactions (no SFCU fee at surcharging ATMs)       ​ 
Free Money Market Account Checks       ​ 
Free Check Printing (select styles)       ​ 
Free MSR-assisted Phone Transfers       ​ 
Free Stop Payments       ​ 
“OOPS Forgiveness” - 1 waived NSF/Overdraft fee per year       ​