Loan Rates

Loan Rates
Loan Type Annual Percentage Rate (APR) Terms
Cars & Trucks
(New and Used)
As low as 2.49% (up to 66 mo.) 24 - 66 Months (Terms as long as 84 months available)
Bill Consolidation As low as 7.00% Up to 60 Months
Other Secured* As low as 6.50% Varies depending on collateral
Home Improvement As low as 5.99% Up to 180 Months
Home Equity*** Closed End As low as 3.75% Fixed Up to 180 Months
Home Equity*** Line of Credit As low as 4.00%** Variable 300 Months
Home Purchase & Refinance Call for Current Rates Most Types of Financing Available
Stretch Pay Loans As low as 26.00% 6 Months
Lifestyle Loans (Unsecured) As low as 7.00% Up to 60 Months
Signature (Unsecured) As low as 7.00% Up to 60 Months
Savings Secured 3.55% Up to 60 Months
Visa® Platinum Credit Card  Learn More No Annual Fee

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* Other Secured includes Boats, Motorcycles, Mobile and Motor Homes, etc.

** Variable rate based on Wall Street Journal Prime Rate -0.25% as quoted the last business day each month. Rates quoted above are as of 8/01/2017. Minimum 3% and maximum of 18%. Rate subject to change monthly. No application fee. No other closing costs. Minimum payment is $50.00 per month. Cash advance minimum of $300 with a 10 year draw. A balloon payment could result at the end of the term of this loan. The length of the repayment period will depend on your outstanding balance at this time, but will in no event exceed 180 months. Payments will be a minimum of $50 or your account balance.

***Residence must be owner-occupied within Ohio. No pre-payment penalties. Property insurance required.

All loan rates are fixed except the Home Equity Line of Credit.

Loan Payment Examples:

  • Signature Loan: $5,000 for 36 months at 7.00% APR = $154.84/mo. payment
  • Car/Truck Loan: $20,000 for 60 months at 2.49% APR = $355.23/mo. payment
  • Other Secured Loan: $15,000 for 60 months at 6.50% APR = $294.29/mo. payment
  • Home Equity Closed End Loan: $20,000 for 120 months at 3.75% APR = $200.44/mo. payment

*We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

All loans subject to normal credit approval terms and risk analysis. All published rates subject to change without notice. Rates apply to new money only, except Home Equity Lines of Credit which are variable rate accounts.