Welcome to Summit Federal Credit Union - Serving our members in Northeast Ohio

Open your eyes to a whole new library of Member Financial Education!

Learn about everything from Check Fraud to How to Buy a Home and everything in between. Brought to you by Summit FCU and Harland Clarke. Click here to enter the site for answers to many of your financial questions.

Click on the Consumer Protection tab to learn about:
	ATM Safety ID Theft Check Fraud Credit Card Fraud Telemarketing Scams Internet Scams Travel Tips Overdraft Protection
Click on the Youth Education tab to learn about:
	Using Credit Cards Wisely How to Establish Credit How to Balance your Checkbook Understanding Your Money
Click on the Credit & Loans tab to learn about:
	Buying a Home Buying a New Car Buying a Used Car Choosing a Credit Card Using Credit Cards Wisely Consolidate Debt Credit Card Rules	Selling Your Home Mortgage Financing Loan Modification Foreclosure HARP
Click on the Essentials tab to access:
	Education Calculator Investment Property Calculator Loan Calculator Retirement Calculator Savings Calculator		Credit Union Difference Computer Basics Internet Basics Share the Gift of Membership
Click on the Espanol tab for all of the above in Espanol.

	Identity Theft is a serious crime - Learn how to protect yourself
	We have included several links that you can use to learn how to prevent, detect and defend against ID theft. Learn the steps that you can take, and what to do in the event that you become a victim of the crime.

Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act

Excess Share Insurance - Private insurance for member savings in excess of $250,000 to $500,000

Federally insured by NCUA

NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.

The term “noninterest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (“NOW”) account, money-market deposit account, and Interest on Lawyers Trust Account (“IOLTA”), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.