What is Summit FCU?
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Your Visa Credit Card
Re-Order Your Checks
Verified by Visa
How To Join
Visa Credit Card
Additional Loan Services
Accel Financial Services
Budget Smart Software
Your Visa Credit
Visa Check Card App
Visa Credit App
Bill Pay Application
Good Things Come To Those Who Participate!
Our Loyalty Rewards program is designed to reward those members who contribute to the cooperative spirit of the Credit Union with additional discounts and benefits. The more you participate (use the Credit Union’s programs), the more you can benefit.
The Loyalty Rewards program has four levels. You can design your financial future based on your participation. If your financial services are spread across town or across the U.S., bring them home to your Credit Union and make us your primary financial institution. SFCU will
provide you with a lifetime of financial rewards.
Your account will be reevaluated on the last day of each month to determine your Loyalty Rewards level for the following month. As your relationship with Summit FCU grows, so do your rewards!
Levels and Rewards
Combined savings &/or loan balance of at least:
Then Add ---
The number of qualifying conditions needed from list at left.
Checking Account (minimum 10 transactions/month)
Direct Deposit by ACH or Payroll Deduction
Debit Card (minimum 10 pinless debits/month)
WEB-24 with eStatement
Monthly Automatic Transfer Payment from Savings, Club, or Checking to a Summit FCU Loan
Five Consecutive Years of Membership
No Minimum Balance Required on Checking
Unlimited Checking Transactions
Checking (except Secure-24 Checking) Overdraft Protection from Savings
Checking Overdraft Protection from Savings (same as above)
CALL-24 (24/7 touch-tone teller)
WEB-24 (online access)
Online Bill Pay
Free Online Check Images
Accel Financial Services
Free Counter Checks
No Wire-In Fee
Free Check Copies
Fee-Free Certified Checks
Fee-Free Cashier’s Checks
(Payable to Members Only)
Fee-Free Statement Printouts
Fee-Free ATM/Debit Card Replacement
Loan Rate Discounts
Fee-Free ATM Transactions (no SFCU fee at surcharging ATMs)
Free Money Market Account Checks
Free Check Printing (select styles)
Free MSR-assisted Phone Transfers
Free Stop Payments
“OOPS Forgiveness” - 1 waived NSF/Overdraft fee per year
Identity Theft is a serious crime - Learn how to protect yourself
We have included several links that you can use to learn how to prevent, detect and defend against ID theft. Learn the steps that you can take, and what to do in the event that you become a victim of the crime.
Apply for a SFCU Visa Credit
Card online today
Find Surcharge free ATM's
Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act
Excess Share Insurance - Private insurance for member savings in excess of $250,000 to $500,000
Federally insured by NCUA
NOTICE OF EXPIRATION OF THE TEMPORARY FULL NCUA INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account will no longer receive unlimited deposit insurance coverage by the National Credit Union Association (NCUA). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by NCUA up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.