How to Join

If you meet the eligibility requirements there are three ways to do join: In person, by mail, or through your payroll office.


1. In Person

Almost any employee at either of our branches can assist you in opening an account. And there’s no appointment needed. We have locations in Akron and in Salem.

What to bring:

  • Your driver’s license as well as a copy of a second form of ID other than your Social Security card (such as a work ID, voters registration or major credit card)
  • Cash or a check, payable to Summit Federal Credit Union, in the amount of at least $55. This includes a one-time $5 membership fee, plus $50 as a minimum balance requirement. The $50 will be deposited to your Membership Account. The minimum balance requirement to earn a dividend on the regular savings account is $101, so you may want to bring a total of $106. As long as you maintain, the minimum fifty dollar balance in a Membership Account, you are welcome to use all the services and benefits that Summit FCU has to offer!

2. By Mail

You can print out our Membership Application, complete and sign it, and mail it to Akron or Salem, whichever branch is closer to you:


Akron: Summit FCU, P O Box 1460, Akron, OH 44309-1460

Salem: Summit FCU, P O Box 226, Salem OH 44460

To join by mail, you must:

  • Include a photocopy of your driver’s license (or other official picture identification) as well as a copy of a second form of ID other than your Social Security card (such as a work ID, voters registration or major credit card)
  • Enclose a check, payable to Summit Federal Credit Union, in the amount of at least $55. This includes a one-time $5 membership fee, plus $50 as a minimum balance requirement. The $50 will be deposited to your Membership Account. The minimum balance requirement to earn a dividend on the regular savings account is $101, so you may want to bring a total of $106. As long as you maintain, the minimum fifty dollar balance in a Membership Account, you are welcome to use all the services and benefits that Summit FCU has to offer!

3. Through Your Payroll Office
If you are joining as an employee of one of our eligible groups, your payroll office should have a supply of Membership Applications and Payroll Deduction Authorization Cards. Please call them first to make sure. If not, please call us and we’ll mail them to you. If so, complete a Membership Application provided by your office and you can sign up for Payroll Deduction at the same time. Your account can be opened with your first payroll deduction, which your payroll office will send to us along with your Membership Application. It’s that easy! There will be a one-time $5 membership fee deducted from your first deposit. As soon as your Membership Account reaches a minimum fifty dollar balance, you are welcome to use all the services and benefits that Summit FCU has to offer!


IDENTITY VERIFICATION NOTICE

On October 26, 2001, President Bush signed into law the USA Patriot Act. The purpose of this law is to help protect you, your family and our country from terrorism by preventing terrorist financing. We want you to know that Section 326 of this Act requires all financial institutions to verify the identity of all members/customers. We must also verify the identity of members and nonmembers added as signatures that have access to new or existing deposit accounts and loans. We must also retain copies of documents used to verify your identity. If you are an existing member who joined the credit union before the Patriot act rule became effective, we may also need to verify and retain copies of any documents used to verify your identity when you request a new deposit account, apply for a loan or are added as a signatory to a new or existing deposit or loan account. We ask for your understanding as we work to support these efforts to maintain the security of your funds and our country. Please speak with a credit union staff member if you have any questions or concerns about our identification policies.