SFCU Checking Accounts

Regular Checking

Our Checking Account is the best deal in town!  NO monthly service charge. NO minimum balance requirement.  NO transaction fee.  Automatic overdraft protection from your savings account. Write as many checks as you want with no fee. You'll receive monthly statements. For your convenience, we offer both an ATM Card and the VISA® Check Card. And you can use Call-24, our touch-tone teller, 24 hours a day, 7 days a week for up-to-the-minute information on your account. You can open your checking right away by completing our Checking Account Application and mailing it to the office closest to you.


High School Checking

A great starting checking account for ages 13 - 17.  Everything is the same as the Regular Checking above, but there must be a parent or guardian as a joint owner on the account. 



Gold Crown Checking

Receive all the benefits of our Regular Checking PLUS these outstanding Gold Crown Extras:

  • Free Personalized Checks (2 boxes per year)
  • Security Benefits: $10,000 Accidental Death & Dismemberment Insurance, $35,000 Common Carrier Insurance and Credit Card Protection Service.
  • Travel Benefits: Car Rental Discounts, Travel & Entertainment Discounts, and Travel Rewards Program
  • Identity Theft Insurance: Income Protection and Expense Reimbursement
  • Shopping Benefits: Grocery Coupon Savings

All this and more for only a $5.75 monthly fee. Open yours today by completing our Checking Account Application and mailing it to the office closest to you.

 

Fresh Start Checking

Have you made mistakes in the past with your checking account?  Summit FCU wants to help you start over with our Fresh Start Checking program.  This is for anyone who has been turned down for a checking account before and/or has a record with ChexSystems or TeleCheck.  You must first go through the CheckRight Education Module (online) and pass the quiz at the end.  The account will not be opened if either fraud or kiting is reported by ChexSystems, or if any loss has been recognized by Summit FCU.  There is a $10 per month service charge, no overdrafts allowed, and most deposits require an extended hold.  An optional ATM card will be available after the account has been opened for three (3) months with Direct Deposit or net pay to the account, or after six (6) months if no Direct Deposit is established.  An active account showing no problems after 12 months can be evaluated for conversion to a regular checking account.


Silver Money Market Checking

Our Money Market Checking account is a low-volume account, requiring a minimum balance of $2,000. It earns Daily Dividends, which are paid and compounded monthly. The minimum withdrawal or check is $250, with a maximum of three (3) withdrawals/checks per month.

 

Compare and decide which one is best for you...

  Your needs... Required Minimum Balance Monthly Service Fee Online Access, Online Check Images, Online Statements,direct Deposit, 24/7 Phone Access Free Visa Check Card or ATM Card Available Additional Information
Regular & Second Checking Looking for a simple free checking account None Free Free Yes Unlimited Transactions
Gold Crown Checking You want to get a little more for your money None $5.75 Free Yes Two Free Boxes of Checks/Year
Annual coupon book, discounted travel & much more!
Fresh Start Checking You've had troble with a previous checking and can't open one now None $10.00 Free ATM Card Only Must complete and pass online "CheckRight" Class before opening
Silver Money Market Checking You want to keep larger balances in a liquid account with limited transactions $2,000 Free Free No Earns Monthly Dividend on Balances over $2,000
Maximum of 3 withdrawals/month
Minimum withdrawal of $250