Certificate Rates

Term in Months Dividend Rate Annual Percentage Yield Compounding Period
3 Mos. ($2,500 Min.) 0.45% 0.45% Monthly
6 Mos. ($2,500 Min.) 0.55% 0.55% Monthly
9 Mos. ($2,500 Min.) 0.75% 0.75% Monthly
12 Mos. ($500 Min.) 0.85% 0.85% Monthly
24 Mos. ($500 Min.) 1.29% 1.30% Monthly
36 Mos. ($500 Min.) 1.64% 1.65% Monthly
42 Mos. ($500 Min.) 1.93% 1.95% Monthly
48 Mos. ($500 Min.) 2.08% 2.10% Monthly
54 Mos. ($500 Min.) 2.28% 2.30% Monthly
60 Mos. ($500 Min.) 2.72% 2.50% Monthly
Penalty will be imposed for early withdrawal. For time deposits with maturities of less than one year, the APY assumes that funds will remain on deposit for a full year. Fees or withdrawals could reduce earnings on accounts. APYs are accurate as of the last dividend declaration period 08/24/2010. Disclosures are available upon request. Contact SFCU staff for more information about applicable fees and terms. Federally insured by NCUA.