SFCU Bulletin Board

What's New

Stretch Pay Loans

We are pleased to offer StretchPay Loans, your payday alternative loann. Have you ever fallen short on funds between paychecks but didn’t want to fall prey to the traditional payday lending trap? A StretchPay Loan is different. Similar to a Payday loan, it is a small, short term loan. But there are some key differences. Call the Credit Union about a Stretch Pay Loan today or click below to apply today.

Fresh Start Checking

Everyone deserves a second chance to improve their checking account standing and to overcome past financial difficulties.

That’s why we created:

We’ve teamed up with Accel to provide a

comprehensive CheckRight class on managing

your checking account. Once you have

completed this course you could be eligible

for our Fresh Start Checking account!

How to get started?

è You will need to complete and pass our online course for checking account management called CheckRight. This can be found at: www.CheckRight.org

è You will have to pay off any balances owed that are reported to ChexSystems or TeleCheck as well as any past balances due to Summit FCU.

Thousands of FREE ATMs

There are thousands of ATMs that Summit FCU members can use nationwide with no surcharge or fee of any kind. Any Alliance One credit union ATM, MoneyPasss® ATM, as well as any CU24® ATM is included. Find the location of the nearest Alliance One ATM or MoneyPass® ATM, or CU24 ATM right here.

	Identity Theft is a serious crime - Learn how to protect yourself
	We have included several links that you can use to learn how to prevent, detect and defend against ID theft. Learn the steps that you can take, and what to do in the event that you become a victim of the crime.

Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act

Excess Share Insurance - Private insurance for member savings in excess of $250,000 to $500,000

Federally insured by NCUA

NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.

The term “noninterest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (“NOW”) account, money-market deposit account, and Interest on Lawyers Trust Account (“IOLTA”), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.